UMB Financial Corporation is a diversified financial services holding company, founded in 1913, aligned into strategic business segments to best serve their customers and achieve long-term growth opportunities. UMB Bank offers banking services. It provides checking, savings, and CDs; credit cards; commercial, installment, and small business loans; home equity lines of credit, letters of credit, mortgages, and loan syndication services; and asset-based financing and securitization, equity and mezzanine financing, factoring, private and public placement of senior debt, and merger and acquisition consulting.